How to write a good college essay
Persuassive Essay Topics
Wednesday, August 26, 2020
Victimless Crimes Essay Example | Topics and Well Written Essays - 2750 words
Harmless Crimes - Essay Example A genuine case of this line of reasoning is taken from a Speech at Cornell Law School One needs to totally freed oneself of the insatiability for money to see that prostitution, in spite of the fact that authorized, can never be an authentic business since it will consistently be related with wrongdoing, defilement, class, mass sexual abuse and human dealing. Most normally the rundown of exercises and direct restricted by most harsh lawful structures incorporate, prostitution, vulgarity, nakedness, and interbreeding, erotica (sex entertainment), and homosexuality (consensual oral or butt-centric sexual action). The philosophical premise of this polarity of perspectives is significant. To the libertarian side the individual and their privileges are central. Its absolutist position is introduced right plainly in the National Platform of the Libertarian Party (received at its July 2002 show in Indianapolis, Indiana) http://www.lp.org/issues/stage/victcrim.html, which incorporates, with respect to consensual sexual movement, the language: Harmless Crimes - Because just activities that encroach on the privileges of others can appropriately be named wrongdoings, we favor the annulment of all government, state, and neighborhood laws making 'violations' without casualties. Specifically, we advocate: the annulment of all laws with respect to consensual sexual relations, including prostitution and sales, and the discontinuance of state abuse and badgering of gay people, that they, finally, be agreed their full rights as people; the annulment of all laws directing or disallowing the ownership, use, deal, creation, or dispersion of explicitly express material, autonomous of socially recovering worth or consistence with network norms Restriction Inquisitively enough the prohibitionist side can tally under its standard two gatherings that we may customarily viewed as in conflict, upholders of conventional strict ethical quality and extremist women's activist ideologues. It is inside the all out polarity between these two perspectives that we should look at to find a sensible answer to the essential inquiry given. In our general public the conventionalist see sets the general public as central, the substance requiring the most pride, regard and thought. Along these lines the contention goes an extricating of sexual limitations will prompt the pulverization of conventional marriage and the endless supply of swarms of unattached guys who, as everybody knows, are just intrigued by a certain something. It is especially concerning the subject of prostitution that this thought is generally unmistakable. The thinking goes this way: for what reason would a man remain with help and secure a solitary lady, with all the hindrances that such conduct involves when he could be allowed to follow his impulses and have fun without result. This perspective goes further to guarantee that the family structure is simply the essential rampart of society, and in this manner prostitution ought to be precluded. The women's activist interpretation of this methodology is an inquiry from and
Saturday, August 22, 2020
List of Ministers and Advisors Essay Example
Rundown of Ministers and Advisors Essay Rundown of Ministers and Advisors | SL| Name| Designation| Joining Date | Distribution of Ministry/Division | Name| From| To| | 1| Sheik Hasinaâ | Prime Ministerâ | 6-01-2009â | Armed Forces Division à | 6-01-2009â | Till Dateâ | | Cabinet Division à | 6-01-2009â | Till Dateâ | | Ministry of Defense à | 6-01-2009â | Till Dateâ | | Ministry of Public Administration à | 28-04-2011â | Till Dateâ | | 2| Mr. Abul Maal Abdul Muhithâ | Ministerâ | 6-01-2009â | Ministry of Finance à | 6-01-2009â | Till Dateâ | | Finance Division à | 6-01-2009â | Till Dateâ | | Economic Relations Division à | 6-01-2009â | Till Dateâ | | Inner Resources Division à | 6-01-2009â | Till Dateâ | | Bank and Financial Division à | 6-01-2009â | Till Dateâ | | 3| Begum Matia Chowdhuryâ | Ministerâ | 6-01-2009â | Ministry of Agriculture à | 6-01-2009â | Till Dateâ | | 4| Mr. Abdul Latif Siddiqueâ | Ministerâ | 6-01-2009â | Ministry of Textiles and Jute à | 6-01-2009â | Till Dateâ | | 5| Barrister Shafique Ahmedâ | Ministerâ | 6-01-2009â | Ministry of Law, Justice and Parliamentary Affairs à | 6-01-2009â | Till Dateâ | | Law and Justice Division à | 6-01-2009â | Till Dateâ | | Legislative and Parliamentary Affairs Division à | 6-01-2009â | Till Dateâ | | Parliament Secretariat à | 6-01-2009â | Till Dateâ | | 6| Air Vice Marshal (Rtd. ) A K Khandkerâ | Ministerâ | 6-01-2009â | Ministry of Planning à | 6-01-2009â | Till Dateâ | | Planning Division à | 6-01-2009â | Till Dateâ | | Statistics and Informatics Division à | 6-01-2009â | Till Dateâ | | Implementation, Monitoring and Evaluation Division à | 6-01-2009â | Till Dateâ | | 7| Mr. Rajiuddin Ahmed Rajuâ | Ministerâ | 6-01-2009â | Ministry of Labor Employment à | 15-09-2012â | Till Dateâ | | 8| Advocate Shahara Khatunâ | Ministerâ | 6-01-2009â | Ministry of Posts and Tele-Communications à | 15-09-2012â | Till Dateâ | | Syed Ashraful Islamâ | Ministerâ | 6-01-2009â | Ministry of Local Government, Rural Development and Co-agents à | 6-01-2009â | Till Dateâ | | Local Government Division à | 6-01-2009â | Till Dateâ | | Rural Development and Co-agents Division à | 6-01-2009â | Till Dateâ | | 10| Engr. Khandker Mosharraf Hossainâ | Ministerâ | 6-0 1-2009â | Ministry of Expatriatesââ¬â¢ Welfare and Overseas Employment à | 6-01-2009â | Till Dateâ | | 11| Mr. Suranjit Sen Guptaâ | Ministerâ | 28-11-2011â | Without portfolio. | 17-04-2012â | Till Dateâ | | 12| Dr. Muhiuddin Khan Alamgirâ | Ministerâ | 15-09-2012â | Ministry of Home Affairs à | 15-09-2012â | Till Dateâ | 13| Mr. Md. Rezaul Karim Hiraâ | Ministerâ | 6-01-2009â | Ministry of Land à | 6-01-2009â | Till Dateâ | | 14| Mr. Abul Kalam Azadâ | Ministerâ | 6-01-2009â | Ministry of Cultural Affairs à | 6-01-2009â | Till Dateâ | | 15| Mr. Enamul Hoque Mustafa Shaheedâ | Ministerâ | 6-01-2009â | Ministry of Social Welfare à | 6-01-2009â | Till Dateâ | | 16| Mr. Dilip Baruaâ | Ministerâ | 6-01-2009â | Ministry of Industries à | 6-01-2009â | Till Dateâ | | 17| Mr. Obaidul Quaderâ | Ministerâ | 28-11-2011â | Ministry of Communications à | 5-12-2011â | Till Dateâ | | Roads Division à | 5-12-2011â | Till Dateâ | | We will compose a custom exposition test on List of Ministers and Advisors explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on List of Ministers and Advisors explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on List of Ministers and Advisors explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer Extensions Division à | 5-11-2011â | Till Dateâ | | 18| Mr. Ramesh Chandra Senâ | Ministerâ | 6-01-2009â | Ministry of Water Resources à | 6-01-2009â | Till Dateâ | | 19| Mr. Ghulam Muhammed Quaderâ | Ministerâ | 6-01-2009â | Ministry of Commerce à | 5-12-2011â | Till Dateâ | | 20| Mr. Hasanul Haq Inuâ | Ministerâ | 15-09-2012â | Ministry of Information à | 15-09-2012â | Till Dateâ | | 21| Mr. Muhammad Faruk Khanâ | Ministerâ | 6-01-2009â | Ministry of Civil Aviation and Tourism à | 5-12-2011â | Till Dateâ | | 22| Dr. Md. Abdur Razzaqueâ | Ministerâ | 6-01-2009â | Ministry of Food à | 15-09-2012â | Till Dateâ | 23| Dr. Md. Afsarul Ameenâ | Ministerâ | 6-01-2009â | Ministry of Primary and Mass Education à | 31-07-2009â | Till Dateâ | | 24| Dr. A. F. M. Ruhal Haqueâ | Ministerâ | 6-01-2009â | Ministry of Health and Family Welfare à | 6-01-2009â | Till Dateâ | | 25| Dr. Dipu Moniâ | Ministerâ | 8-01-2009â | Ministry of Foreign Affairs à | 6-01-2009â | Till Dateâ | | 26| Mr. Nurul Islam Nahidâ | Ministerâ | 6-01-2009â | Ministry of Education à | 6-01-2009â | Till Dateâ | | 27| Mr. Abdul Latif Biswasâ | Ministerâ | 6-01-2009â | Ministry of Fisheries and Livestock à | 6-01-2009â | Till Dateâ | | 28| Mr. Shajahan Khanâ | Ministerâ | 31-07-2009â | Ministry of Shipping à | 31-07-2009â | Till Dateâ | | 29| Dr. Hasan Mahmudâ | Ministerâ | 28-11-2011â | Ministry of Environment and Forest à | 29-11-2011â | Till Dateâ | | 30| Mr. Abul Hasan Mahamood Aliâ | Ministerâ | 15-09-2012â | Ministry of Disaster Management and Relief à | 15-09-2012â | Till Dateâ | | 31| Mr. Mostafa Faruque Mohammedâ | Ministerâ | 15-09-2012â | Ministry of Information Communication Technology à | 15-09-2012â | Till Dateâ | | 32| Mr. Md. Mazibul Hoqueâ | Ministerâ | 15-09-2012â | Ministry of Railways à | 15-09-2012â | Till Dateâ | | 33| MR. H. T. Imamâ | Adviserâ | 7-01-2009â | Public Administration Affairs à | 5-06-2011â | Till Dateâ | | 34| Dr. Mashiur Rahmanâ | Adviserâ | 7-01-2009â | Economic Adviser à | 22-01-2009â | Till Dateâ | | 35| Professor Dr. Syed Modasser Aliâ | Adviserâ | 7-01-2009â | Health Family Welfare and Social Welfare Affairs à | 22-01-2009â | Till Dateâ | | 36| Dr. Alauddin Ahmedâ | Adviserâ | 7-01-2009â | Education, Social Development and Political Affairs à | 22-01-2009â | Till Dateâ | | 37| Dr. Tawfiq-E-Elahi Chowdhury, BBà | Adviserâ | 14-01-2009â | Adviser to the Honble Prime Minister à | 14-01-2009â | Till Dateâ | | 8| Dr. Gowher Rizviâ | Adviserâ | 9-07-2009â | International Relations Affairs à | 9-07-2009â | Till Dateâ | | 39| Advocate Mostafizur Rahmanâ | State Ministerâ | 6-01-2009â | Ministry of Land à | 31-07-2009â | Till Dateâ | | 40| Capt. A B Tajul Islam (Rtd. )à | State Ministerâ | 6-01-2009â | Ministry of Liberation War Affairs à | 6-01-20 09â | Till Dateâ | | 41| Arch. Yeafesh Osmanâ | State Ministerâ | 6-01-2009â | Ministry of Science and Technology à | 5-12-2011â | Till Dateâ | | 42| Begum Monnujan Sufianâ | State Ministerâ | 6-01-2009â | Ministry of Labor ; Employment à | 6-01-2009â | Till Dateâ | | 43| Mr. Dipankar Talukdarâ | State Ministerâ | 6-01-2009â | Ministry of Chittagong Hill Tracts Affairs à | 6-01-2009â | Till Dateâ | | 44| Mr. Ahad Ali Sarkarâ | State Ministerâ | 6-01-2009â | Ministry of Youth and Sports à | 6-01-2009â | Till Dateâ | | 45| Advocate Md. Shahjahan Miahâ | State Ministerâ | 24-01-2009â | Ministry of Religious Affairs à | 24-01-2009â | Till Dateâ | | 46| Advocate Abdul Mannan Khanâ | State Ministerâ | 24-01-2009â | Ministry of Housing and Public Works à | 24-01-2009â | Till Dateâ | | 47| Advocate Md. Kamrul Islamâ | State Ministerâ | 24-07-2009â | Ministry of Law, Justice and Parliamentary Affairs à | 24-01-2009â | Till Dateâ | | Law and Justice Division à | 24-01-2009â | Till Dateâ | | Legislative and Parliamentary Affairs Division à | 24-01-2009â | Till Dateâ | | Parliament Secretariat à | 24-01-2009â | Till Dateâ | | 48| Advocate Shamsul Hoque Tukuâ | State Ministerâ | 24-01-2009â | Ministry of Home Affairs à | 31-07-2009â | Till Dateâ | | 49| Advocate Jahangir Kabir Nanakâ | State Ministerâ | 24-01-2009â | Ministry of Local Government, Rural Development and Co-agents à | 24-01-2009â | Till Dateâ | | Local Government Division à | 24-01-2009â | Till Dateâ | | Rural Development and Co-agents Division à | 24-01-2009â | Till Dateâ | | 50| Mr. Md. Motahar Hossainâ | State Ministerâ | 24-01-2009â | Ministry of Primary and Mass Education à | 24-01-2009â | Till Dateâ | | 51| Mr. Muhammad Enamul Huqâ | State Ministerâ | 31-07-2009â | Ministry of Power, Energy and Mineral Resources à | 31-07-2009â | Till Dateâ | | Power Division à | 31-07-2009â | Till Dateâ | | Energy and Mineral Resources Division à | 31-07-2009â | Till Dateâ | | 52| Mr. Mozibur Rahman Fakirâ | State Ministerâ | 31-07-2009â | Ministry of Health and Family Welfare à | 31-07-2009â | Till Dateâ | | 53| Mr. Promode Mankinâ | State Ministerâ | 31-07-2009â | Ministry of Social Welfare à | 16-09-2012â | Till Dateâ | 54| Begum Shirin Sharmin Chaudhuryâ | State Ministerâ | 31-07-2009â | Ministry of Women and Children Affairs à | 31-07-2009â | Till Dateâ | | 55| Mr. Md. Mahabubur Rahamanâ | State Ministerâ | 31-07-2009â | Ministry of Water Resources à | 31-07-2009â | Till Dateâ | | 56| Mr. Omor Faruk Chowdhuryâ | State Minister â | 15-09-2012â | Ministry of Industries à | 15-09-2012â | Till Dateâ | | 57| Mr. Md. Abdul Hyeeâ | State Ministerâ | 15-09-2012â | Ministry of Fisheries and Livestock à | 15-09-2012â | Till Dateâ | | 58| Maj. Gen. (Re
Friday, August 21, 2020
Characteristics of Ego Strength
Characteristics of Ego Strength Theories Personality Psychology Print Characteristics of Ego Strength By Kendra Cherry facebook twitter Kendra Cherry, MS, is an author, educational consultant, and speaker focused on helping students learn about psychology. Learn about our editorial policy Kendra Cherry Updated on December 08, 2019 Libertad Leal Photography / Moment / Getty Images More in Theories Personality Psychology Myers-Briggs Type Indicator Behavioral Psychology Cognitive Psychology Developmental Psychology Social Psychology Biological Psychology Psychosocial Psychology In Sigmund Freuds psychoanalytic theory of personality, ego strength is the ability of the ego to deal effectively with the demands of the id, the superego, and reality.?? Those with little ego strength may feel torn between these competing demands while those with too much ego strength can become too unyielding and rigid. Ego strength helps us maintain emotional stability and cope with internal and external stress.?? Ego Strength Background According to Sigmund Freud, personality is composed of three elements: the id, the ego, and the super-ego.?? The id is made up of all the primal urges and desires and is the only part of personality present at birth. The super-ego is the part of the personality that is composed of the internalized standards and rules that we acquire from our parents and society.?? It is part of the personality that pressures people to behave morally. Finally, the ego is the component of personality that mediates between the demands of reality, the urges of the id and the idealistic, but often unrealistic, standards of the super-ego. Where the id compels people to act on their most basic urges and the superego strives for adherence to idealistic standards, the ego is the aspect of personality that must strike a balance between these baser urges, moral standards, and the demands of reality. When it comes to mental well-being, ego strength is often used to describe an individuals ability to maintain their identity and sense of self in the face of pain, distress, and conflict. Researchers have also suggested that acquiring new defenses and coping mechanisms is an important component of ego strength.?? High Ego Strength People with well-developed ego strength tend to share a number of essential characteristics. They tend to be confident in their ability to deal with challenges, and they are good at coming up with solutions to lifes problems.?? They also tend to have high levels of emotional intelligence and are able to successfully regulate their emotions, even in tough situations. An individual with solid ego-strength approaches challenges with a sense that he or she can overcome the problem and even grow as a result. By having a strong ego-strength, the individual feels that he or she can cope with the problem and find new ways of dealing with struggles.?? These people can handle whatever life throws at them without losing their sense of self. People with good ego strength tend to be very resilient in the face of lifes difficulties. Rather than giving up in the face of an obstacle, these individuals view such events as tasks to be mastered and overcome. Even when very difficult events or tragedies occur, those who possess ego strength are able to pick themselves up, dust themselves off and move forward with a sense of optimism. Low Ego Strength On the other hand, those with weak ego-strength view challenges as something to avoid. In many cases, reality can seem too overwhelming to deal with.?? Individuals with low ego strength struggle to cope in the face of problems and may try to avoid reality through wishful thinking, substance use, and fantasies. Low ego strength is often characterized by a lack of psychological resilience. In the face of lifes challenges, those with low ego strength may simply give up or break down.
Sunday, May 24, 2020
Analysis Of Alice Walkers The Color Purple - 2079 Words
In Alice Walkers The Color Purple, she explores the thin grey line that stands between survival and living. Through her protagonist, Celie, she examines the dramatic shifts of empowerment; focusing on the young black girl in the 1850ââ¬â¢s. Walker introduces the reader to the protagonist, Celie, through a series of letters. In these letters the reader finds Celie amidst her motherââ¬â¢s death. The author chooses to address her letters to God, giving Celie a greater willpower to survive. Celieââ¬â¢s upbringing gave her maternal authority; as seen through the multiple maternal roles she played through the novel. Her motherââ¬â¢s death forces her to step up and fill a, painful role revealing her inner strength and ability to remain optimistic.The fullâ⬠¦show more contentâ⬠¦It is through the physical pain that the reader understands the emotional strain and turmoil of the protagonistââ¬â¢s plight. The juxtaposition of survival and living are never more evident here. Her children are kidnapped; killed or sold. She has a body still recovering from the birth of a child, and she is forced to take her motherââ¬â¢s place, as a victim of domestic violence and sexual assault. Walker cleverly crafts this sens e of desperation with Celieââ¬â¢s soul baring letters to god, the reader realizes she is has no one else to turn to; her writing only re-enforces her fathers control over her. Her persevering spirit is what makes her survival so unique in the sense that she does not become embittered through any of it. ââ¬Å"I look at woman, tho, cause I am not scared of them.â⬠Telling god that she has not been traumatized at all by her motherââ¬â¢s passing, in fact, she goes further on ââ¬Å"Mabey cause my mamma cuss me you think I kept mad at her. But I ainââ¬â¢t I feel sorry for her. (Walker, 5)â⬠This for the reader is the most heart-breaking stance that she takes, as the reader is aware of the fact that her mother hated Celieââ¬â¢s guts with writing agony because her husband choose to rape her when she could not have sex with him. The reader singularly carries this sense of desperation for the protagonist as she continues to power through the intensity that surrounds her. While Celieââ¬â¢s childhood may have been filled with trauma, Walker establishes the true brutality of theShow MoreRelatedEssay on Race and Class in Alice Walkers Color Purple1622 Words à |à 7 PagesEssay on Race and Class in The Color Purpleà à à à An importantà à juncture in Alice Walkers The Color Purple is reached when Celie first recovers the missing letters from her long-lost sister Nettie. This discovery not only signals the introduction of a new narrator to this epistolary novel but also begins the transformation of Celie from writer to reader. Indeed, the passage in which Celie struggles to puzzle out the markings on her first envelope from Nettie provides a concrete illustration Read MoreLanguage and Male Supremacy in Alice Walkers The Color Purple694 Words à |à 3 Pagesviolence incident. In analysis, when husbands abuse their wives, it does not cure their hurtful feelings; it only creates problems and hurts women. Historically, Southern men in the middle 1900ââ¬â¢s, like the ones in The Color Purple, traditionally treated their wives as if they were worthless or unimportant. In her novel, The Color Purple, Alice Walker shows husbands abuse their power over their wives to escape their problems through Harpo, Mr. _____ and Grady. First, Alice Walker shows husbandsRead More Compare racial and cultural struggles in Alice Walkerââ¬â¢s The Color2850 Words à |à 12 Pagesracial and cultural struggles in Alice Walkerââ¬â¢s The Color Purple as well as Toni Morrisonââ¬â¢s The Bluest Eye. In African-American texts, blacks are seen as struggling with the patriarchal worlds they live in order to achieve a sense of Self and Identity. The texts I have chosen illustrate the hazards of Western religion, Rape, Patriarchal Dominance and Colonial notions of white supremacy; an intend to show how the protagonists of Alice Walkerââ¬â¢s The Color Purple as well as Toni Morrisonââ¬â¢s TheRead MoreAnalysis Of The Color Purple 1043 Words à |à 5 PagesIn this essay, I am going to analyze the intersectionality of oppression in Alice Walkers novel, The Color Purple. I am going to show how the political categories of race, sexuality and gender play a role throughout. I am also going to discuss Walkerââ¬â¢s own term, ââ¬Å"Womanismâ⬠and how that plays throughout the story. I will be focusing on the main character Celie, as well as other characters to help me demonstrate my analysis effectively. Celie, the main character, starts out the book writing lettersRead MoreAn Analysis of Alice Walkers quot;everyday Usequot; Essay929 Words à |à 4 Pagesp An Analysis of Alice Walkers Everyday Usep Alice Walkers novel, The Color Purple, won the Pulitzer Prize in 1982. This novel, in addition to her short story collections and other novels, continue to touch the emotions of a vast audience. This ability, according to critics, has solidified her reputation as one of the major figures in contemporary literature (Gwynn 462). Born to sharecroppers in Eatonton, Georgia, in 1944, Alice Walkers life was not always easy. Her parents strived toRead MoreThe Color Purple By Alice Walker1540 Words à |à 7 Pages Alice Walker is an award winning à author, most famously recognized for her novel à The Color Purple ;aside from being a novelist Walker is also a poet,essayist and activist .Her writing explores various social aspects as it concerns women and also celebrates political as well as social revolution. Walker has gained the reputation of being a prominent spokesperson and a symbolic figure for black feminism. Proper analyzation à of Walker s work comes from the à knowledge on her early life, educationalRead MoreAlice Malsenior6001 Words à |à 25 PagesAlice Walker: Peeling an Essence As an African- American novelist, shortââ¬âstory writer, essayist, poet, critic, and editor, Alice Walkerââ¬â¢s plethora of literary works examines many aspects of African American life as well as historical issues that are further developed by Walkerââ¬â¢s unique point of view. Writers like Alice Walker make it possible to bring words and emotions to voices and events that are often silenced. Far from the traditional image of the artist, she has sought what amounts to aRead MoreLiterary Analysis Of Alice Walker s The Color Purple1489 Words à |à 6 PagesSisterhood and Feminism: A Literary Analysis of Alice Walkerââ¬â¢s The Color Purple Behind every beautiful thing, there s some kind of pain. The color purple represents royalty and nobility, which can be use to describe the personality of Celie and Nettie and their value of life. Purple is created by combining a strong warm with a strong cool color. The one color contain two completely opposite colors which repre sent price of royalty and nobility. The Color Purple using epistolary style to describeRead MoreReader-Response Criticism: Langston Hughesââ¬â¢ Dream Boogie1222 Words à |à 5 Pagesoverview on Literary Criticism. Literary Criticism is defined as ââ¬Å"â⬠¦an informed response a person makes to literature after openly (imaginatively) experiencing itâ⬠¦Ã¢â¬ (Clugton, R. W., 2010). This, in Laymenââ¬â¢s terms, means that one would make their own analysis or describe a literary work after they have fully read it and came to their own conclusion. After Clugton explains what Literary Criticism is, he went a step further to explain to the reader some strategies of approaching or mapping out thoseRead MoreThe Color Purple By Alice Walker1445 Words à |à 6 Pages Oppression and Strength In Alice walkerââ¬â¢s ââ¬Å"The Color Purpleâ⬠she uses foil characters such as Celie and Shug to express the polar opposites that are inevitably found when abuse occurs. Celie represents submission and low self value. Shug on the other hand represents Independence and intolerance. Both characteristics coincide bringing forth friendship and change. In the book ââ¬Å"The Color Purpleâ⬠the writer Alice Walker illustrates a story of bravery, struggle and oppression
Wednesday, May 13, 2020
The Collapse Of The Subprime Mortgage Market Causing A...
The collapse of the subprime mortgage market causing a global financial crisis (GFC) in 2007, has given the concept of securitisation a bad name. Securitisation is the process of conversion of receivables and cash flow generated from a collection or pool of financial assets into the marketable securities. Any asset that generates a cash flow can be securitised, which are then sold to capital market investors. Asset securitisation is the process whereby interests in loans and receivables are packaged and sold in the form of an asset-backed security (ABS). An ABS is the bond or notes backed by some financial assets. These assets consist of receivables such as residential and commercial mortgage loans, automobile loans, and credit card financing. Mortgage-backed securities (MBS) are bonds that are backed by pools of mortgage loans. Examples include mortgage papers, house papers, and land and property papers. Thus in-turn, reflective of the underlying assets in the security are these two terms. Additionally, securitisation is a method of financing assets, to serve as the main source of payment to investors, it usually depends on cash flow generated from principle and interest repayments. Securitisation is one of the most fundamental and complex concepts in the world of finance. The non-existing industry began in the 1970s when home mortgages were pooled by U.S. government-backed agencies. Ten years later, financial institutions and businesses from all different aspects usedShow MoreRelatedThe Global Financial Crisis Of 2007-20081123 Words à |à 5 PagesThe Global Financial Crisis of 2007-2008 is the worst financial crisis since the 1930ââ¬â¢s The Great Depression (Reuters, 2009). Even if bailouts of banks by national governments prevented the collapse of major financial institutions, worldwide stock markets continued to drop. Evictions and foreclosures overwhelmed the housing market while severed unemployment embraced the labor market (Baily and Elliot, 2009). This global financial crisis was responsible for the decline in the consumersââ¬â¢ wealth, andRead MoreThe Financial Crisis Of Lehmann Brothers1379 Words à |à 6 PagesThe 2008 financial crisis, also known as the U.S. Subprime Mortgage crisis, is considered by many economists to be the most perilous crisis faced by the modern day world economy since the 1930s Great Depression (Krugman, 2009). The collapse of Lehmann brothers, one of the worldââ¬â¢s leading investment banks before declaring bankruptcy, in September 2008 almost took down the worldââ¬â¢s financial system. Many factors such as U.S. Home ownership policies, consequential securitisation, irresponsible lendingRead MoreFinancial Crisis Impact On Institutions And Markets1196 Words à |à 5 PagesFinancial Crisis Impact on Institutions and Markets The financial crisis, beginning in 2007, negatively impacted the stability of financial institutions and markets across the world. While there are many speculative causes of the financial crisis, dealings in subprime mortgages are considered the biggest culprit. As a result, those involved in subprime mortgages, such as lenders, investment banks, credit rating agencies and securities investors were among the first to feel the crisisââ¬â¢ ramificationsRead MoreFinancial Crisis And Its Effects On The World Economy1467 Words à |à 6 PagesBetween the years of 2007 to 2008, the world was faced with a major financial meltdown with global market failures and economies in shambles. The emergence of subprime mortgages and the collapse of securitized derivatives led to much speculation of different causes. What was the root factor that led to the triggering of this financial crisis? This research conducts a comparative analysis of my research and beliefs on the cause of the crisis con trary to other researchersââ¬â¢ conclusions. It is an aim to provideRead MoreThe Success Of The Great Crash1495 Words à |à 6 Pagesuntil the market failure makes its way into the economy in 2008. The period was known as the Great Crash where combination of several failures in the economy contributed to the collapse. The Great Crash Real estate had significantly grown in popularity because as it is considered as a good consumption as well as investment (Malpezzi, 1990). Financial institutions start to offer easy credit to many, including the non-credit worthy ones, mainly the underprivileged. Credit history, financial abilityRead MoreThe Financial Crisis Caused By The Foreclosure Crisis1534 Words à |à 7 Pagessteadily rising: most people in every financial class had a credit card, a family to support, and an opportunity to do so by moving into the biggest house they could find. Mortgage loans were given out to anybody with a heartbeat and credit rating, this is called a subprime mortgage. If somebody wanted a new home they could get it, no matter if they could afford it or not. However, when interest rates started to rise people were not able to pay their mortgages and their homes were foreclosed uponRead MoreThe Financial Crisis Of The United States1574 Words à |à 7 Pagesdiscuss the financial crisis that occurred in the U.S. in 2008 which precipitated one of the largest catastrophe within the housing market causing a collapse amongst the financial institutions. I will also discuss about how the banks were at fault for giving out loans to individuals who were not capable of affording to pay these loans back and all financial institutions that should have had regulations on the loans that were dispensed as well. Though, the collapse with the financial institutionsRead MoreThe Financial Crisis Of 20081747 Words à |à 7 Pageseconomic crisis of 2008 was one for the ages, it changed the world of investing forever. That year, the stock market crashed, bank failures and the infamous wall street bailout that can all be traced back to the subprime mortgage crisis.. The 2008 economic crisis rocked the global economy for the worst, and to this day the United States is trying to recover from the impact that the crisis had. In order to understand why exactly the banks failed people have to understand the subprime mortgage crisisRead MoreExchange Rate Fluctuation Factors On Currency1272 Words à |à 6 Pagesof 2007 had a strong impact on foreign currency exchange rates causing a weakening of the USD against foreign currency (USForex, 2015). The economic factors causing the recession resulted in a loss of 8.8 million jobs, a housing market collapse, and ultimately in the weakening of USD value in foreign currency exchange rates. Additionally, political factors such as deregulation and the banking crisis resulting in a lending collapse also contributed to the weakened state of United States (US) currencyRead MoreLehman Brothers Subprime Crisis1939 Words à |à 8 PagesIntroduction The global financial crisis that erupted in September 2008 has thrown economies around the world into a recession. The root cause were sown in the credit boom that peaked in mid-2007, followed by the meltdown of sub-prime mortgages and securitized products. Fannie Mae and Freddie Mac were both taken over by the government and on September 24, 2008, Lehman Brothers declared bankruptcy after failing to find a buyer. The fall of Lehman Brothers rattled the global market and led to a great
Wednesday, May 6, 2020
Hope for Melal Free Essays
The book ââ¬Å"Melal ââ¬Å"by Robert Barclay takes place in 1981 in The Marshall Islands of the South Pacific. The people known as the Marshallese are the natives to these islands. Overtime other cultures began to settle on these islands also, such as the Spanish, Japanese, and Americans. We will write a custom essay sample on Hope for Melal or any similar topic only for you Order Now Out of these three cultures the Americans were the most domineering and devastating to the Marshallese people. The Americans took over the Marshallese native land and forced all of them to live on one island in deplorable conditions. The Marshallese had their freedom revoked from them; they then had to live under the Americans rules. Two of the Marshallese characters in this story who believes strongly in withholding many of the native Marshallese custom and traditions are Jebro and Rujen. These two characters portray great hope that they can sustain these important aspects of their culture. Hope starts with believing in something one desires can happen. Sparks of hope are revealed throughout this story through the character Jebro. Jebroââ¬â¢s hope comes from believing that he can continue on the traditions of his native culture, so that the traditions will not be lost. He believes he can do this by teaching important Marshallese traditions to younger Marshallese, and Americans who take an interest in learning. ââ¬Å"Maybe on one of your days off I can swing by with a boat and weââ¬â¢ll go fish. The rules say weââ¬â¢re not supposed to stop over here, but Iââ¬â¢m sure weââ¬â¢ll get away with it. You can show me how you knew where that school was gonna come up. Or did you use that magic finger of yours? Jebro nodded, smiling now. Okay we go fishing sometime, but if you want my secrets that are worth more than any boat you give me! He laughed ââ¬Å"(Barclay 253). I think this passage in the story shows that Jebro is realizing that not all Americans like Travis, are bad people. This gives him hope that he can begin to teach Americans about what is important to the Marshallese natives, so they can come to better understand some of the traditions that the natives value. Rujenââ¬â¢s hope in this story is derived from him finally acting on his beliefs in Part 3 of the story. This took place after Rujen tried to integrate for such a long time with the Americans, which lead Rujen into such an empty ife he could no longer take it. He finally snapped and realized that he is a Marshallese and should stop pretending to be something he is not. ââ¬Å"Yokwe, he said, he drove the knife down. That was when blood came up from the mouth of the mermaid on Good Friday, 1981 ââ¬Å"(Barclay 262). I think this is Rujenââ¬â¢s first sign that he has belief that there is still hope for the Marshallese. Rujen performed this act of killing the dolphin, because the Marshallese people believe that it is bad luck to not kill any dolphin that came into the lagoon. This is Rujenââ¬â¢s way of standing up for the traditions and culture he was brought up in. If Rujen did not perform this task, the Americans were going to make it a law that it was illegal to kill dolphins. The fact that Rujen got away with this task, gives all Marshallese people hope that their traditions can still be performed. The second sign of Rujenââ¬Ës hope in this story is shown in the following passage, ââ¬Å"How could a Marshallese be trespassing on a Marshallese island? The ticket filled Rujen with an unbearable loathing of the ignorant man who had written it. He waved the ticket in front of Olyââ¬â¢s face, nearly slapping him with it. Maybe you better pay me fifty bucks! You pig ââ¬Å"(Barclay 271). In this passage Rujen is standing up for the Marshallese people in hope of reclaiming the land that had been taken from them. ââ¬Å"I like it when boys like yours go trespassing on the outer islands. All boys should go if they have the chance, instead of just lying around and drinking. He slapped Lazarusââ¬â¢s knee. Maybe we all should go, Alfred said. We should go live on those islands and tell the Army to shoot their missiles at Ebeye instead! Kinoj and the others, not laughing, seemed to be giving Alfredââ¬â¢s proposal serious thoughtâ⬠(Barclay 279). I think that this passage shows that a lot of the Marshallese agrees with Rujen. They have hope that if all the Marshallese stick together and try to take their land back over, that they will be successful. The Marshallese has real hope that they can believe in. Hope that there beliefââ¬â¢s and traditions will be carried on for many generationââ¬â¢s. If they stick together, I think that they can be successful in gaining their lives back. I believe the Americans and Marshallese will find a common ground and live happily together, and share the land. They are two different cultures, but many different cultures co-exist. People to have different beliefs and values and we can all learn from one another. If in the South Pacific everyone was governed by the same laws, and was treated equally I feel that the quality of life would drastically improve for the natives in that region. How to cite Hope for Melal, Papers
Tuesday, May 5, 2020
Sustainability of Timberwell Construction-Free-Samples for Students
Question: Discuss about the sustainability of Timberwell Construction. Answer: Introduction: The report is prepared for assessing the sustainability of Timberwell Construction by referring to consolidated sets of sustainability reporting standards of GRI (Global Reporting Initiative), 2016. Such assessment assists companies in evaluating the affect of operations of society, environment and economy. In this particular assignment, sustainability report of a residential development company is prepared by referring to specific disclosures concerning environmental, social and economic standards. Economic sustainability of organization has been explained in relation to various disclosures relating to corruptions, legal actions for anti competitive behavior and financial implications relating to climate change (Doh et al. 2016). Impact of operations of Timberwell is assessed in reference to disclosures of non-compliance with environmental regulations, consumption of energy and considerable impact of their activities on bio diversity. Later part of report depicts assessment of socia l sustainability in relation to attrition, operations and discrimination incidents. Discussion: A: Economic sustainability Assessment of economic sustainability is done in reference to several disclosures. Disclosure 201-2 is about the opportunities, risks and financial implications on organization due to climatic conditions resulting from operations. Organization complying with this disclosure would be required to report the information of any substantial change in revenue, operations and expenditure due to climatic change. For compiling the information, some additional characteristics relating to magnitude of impact, direct and indirect impact should be reported (Barkemeye et al. 2014). The timeline and plan should be reported by organization if there is no system for the computation of revenue projections or financial implications. Analysis of case study depicts that Timberwell was fined as their operations led to critically endangering coastal grassland of ecological community. Area that was cleared by company for the construction destroyed the attributes of flora and fauna. In light of this, disclosure should be made about methods that would be used for managing the opportunities and risks such as improving energy efficiency, use of carbon offsets, lower carbon footprint energy and fuel switching (Doh et al. 2016). Disclosure 205-3 is about confirming corruptions incidents and taking actions accordingly. As per this disclosure requirement, reporting organization is needs to disclose total number of corruption incidents. There should also be disclosure about any legal case file against the company and employees dismissal (Wang et al. 2015). It is required by stakeholder of company to have an interest in response of organization towards incidents and occurrence of incidents. Timberwell construction was involved in bribing the official of council projects for development of application of company through the approval process. Outcome of prosecution is pending and this should be reported in the sustainability report. Termination of partnership contracts with two external consultants should be disclosed (Vigneau et al. 2015). Disclosure 206-1 illustrates the reporting of legal actions for anti competitive behavior, monopoly practices and antitrust. It is about disclosing legal actions against company for antitrust and anti competitive behavior. Total number and outcomes of legal actions including judgment and decisions should be disclosed by organization (Fernandez et al. 2014). Analysis of case study depicts that Australian competition and consumer commission alleged Timberwell for engaging in activities of violation of monopoly practices and anti competitive behavior. They were engaged in misusing exclusive dealings and market power for preventing and deterring new entrant in the development market of Stanwell district. The case filed by ACCC against their anti competitive behaviors was filed in the Federal court that should be disclosed in the sustainability report. B: Environmental sustainability Assessment of environmental sustainability of Timberwell is done in reference to disclosures of GRI. Disclosure 302-1 deals with the requirement of company to make reporting of total consumption of energy and accordingly disclosing consumption of renewable and non-renewable energy along with heating, cool and steam consumption. Double counting of consumption of fuel should be avoided and there should be separate reporting of renewable and non-renewable sources. Computation of total consumption of energy should be done by using the recommended formula as per the disclosure. As depicted in the case study that Timberwell Construction has media released depicting that organization is energy efficient by attaching a report on energy consumption table. The table indicates that appropriate calculation tools that is used by organization as recommended by the Australian department of Science and Industry (Hoffman et al. 2014). It was also illustrated that organization relies on the increased consumption of non-renewable sources of energy by the implementation of environmental program. Hence, it can be said that Timberwell constructions complies with the environmental regulations. As per this particular disclosure, it is required by reporting organization to use local conversion factor and generic conversion factors and this is subject to different methodologies and approach. It can be seen from the case study in the section of media release that organization is complying with rules and regulations pertaining to environment. Disclosure 304-2 requires organization to report the considerable impact of their operations and services and products on bio diversity. Information relating to pollution, habitat conversion, changes in ecological process and along with direct and indirect impact of their activities. Organizations will have a clear understanding of strategy that will help in mitigation of indirect and direct effect on biodiversity (Tricker and Tricker 2015). They will be provided a background for presenting qualitative and structured information that enable to compare the impact of their operations over time. Activities of Timberwell for clearing the areas have considerable impact on attitudes of flora and fauna. Ordered was received by company for conducting external review of management plan of its vegetation (Winkler 2017). They are also required to implement the rehabilitation plan and all such actions of reporting entity should be disclosed in their sustainability report. Disclosure 307-1 is about reporting of any non-compliance with the environmental regulations and rules. There should be reporting non-monetary sanctions and considerable fines that are imposed due to incompliance with such laws. It is in relation to total number of cases that are brought through dispute resolution mechanisms, total number of monetary sanctions and significant fines (Hoffman et al. 2014). In event when there has not been any identification of regulation and rules pertaining to environment, a brief statement should be made in their sustainability report. Administrative and judicial sanctions are to be incorporated when organizations fail in complying with regulations. Activities of organization depicts that operations is not confirmed to certain parameters. Nevertheless, in certain circumstances, incompliance with such regulations results in cleaning up of costly environmental liabilities. C: Social sustainability: Disclosure 401-1 of the GRI standard is disclosing information about any new hired employee and rate of employee turnover. Disclosure should be made about newly hired employees in relation to gender, age and religion. Computation of rate of newly hired and employee turnover accounts for total number of employee within the organization. Case study depicts that due to prevailing uncertainty and dissatisfaction among employees, there is a high rate of employee turnover as seventeen employees have left. Sustainability reporting standard requires organization to make disclosure about implementation process of recruitment. This is so because higher attrition rate have considerable impact on productivity. Timberwell Construction should have proper disclosure of their employees selection and hiring process. Disclosure 406-1 is about mentioning of any discriminating incidents within the organization and corrective actions that should be taken. As per the guideline, there should be complete disclosure about discriminated incidents, actions taken and status of incidents, any accidents that are reviewed and remediation plans (Crane and Matten 2016). It is depicted in the case study that Timberwell Construction practiced discrimination among employees and one of employees was discriminated and became humiliation target within the company. Employee filed a workplace harassment claim and it received an order of updating their anti discrimination policy by Fair Work commission. Sustainability report should make the disclosure about any remediation plan that is incorporated in the internal review management. Disclosure 413-1 requires organization to make reporting about their engagement with local community, development programs and assessment of impacts. Assessment about ongoing monitoring, environment and social impact and adherence to disclosure requirement should be reported. Any particular actions taken for protecting vulnerable groups and differentiated nature of local communities is required to be considered by organization. Several numbers of tools should be used by organization for community engagement and assessing social and human rights (Du Plessis et al. 2018). Organization such as Timberwell should undertake diverse set of approaches for appropriately identifying the characteristics of community. Conclusion: The performance of Timberwell Construction has been deteriorated in terms profit generated and higher employee turnover. This has been mainly due to their incompliance with the sustainability-reporting standard in accordance with GRI. Analysis of case study depicts that company was engaged in corruption practices, anti monopolist and anti competitive behavior acts that has led to violation of such acts. All the impacts of operations of company should have proper disclosure in accordance to principles of GRI. Moreover, elaboration should be done in relation of specific disclosure requirement pertaining social, economic and environmental impact. In the current scenario, Timberwell should make strict adherence for complying with different sustainability requirement and standards References list: Barkemeyer, R., Preuss, L. and Lee, L., 2015. On the effectiveness of private transnational governance regimesEvaluating corporate sustainability reporting according to the Global Reporting Initiative.Journal of World Business,50(2), pp.312-325. Crane, A. and Matten, D., 2016.Business ethics: Managing corporate citizenship and sustainability in the age of globalization. Oxford University Press. Doh, J., Husted, B.W. and Yang, X., 2016. Guest Editors Introduction: Ethics, Corporate Social Responsibility, and Developing Country Multinationals.Business Ethics Quarterly,26(3), pp.301-315. Du Plessis, J.J., Hargovan, A. and Harris, J., 2018.Principles of contemporary corporate governance. Cambridge University Press. Fernandez-Feijoo, B., Romero, S. and Ruiz, S., 2014. Commitment to corporate social responsibility measured through global reporting initiative reporting: Factors affecting the behavior of companies.Journal of Cleaner Production,81, pp.244-254. Hoffman, W.M., Frederick, R.E. and Schwartz, M.S. eds., 2014.Business ethics: Readings and cases in corporate morality. John Wiley Sons. Ruiz-Lozano, M. and Nieto, R.R., 2018. Ethics and Corporate Social Responsibility in Human Resource Management. InBusiness Education and Ethics: Concepts, Methodologies, Tools, and Applications(pp. 1219-1232). IGI Global. Tricker, R.B. and Tricker, R.I., 2015.Corporate governance: Principles, policies, and practices. Oxford University Press, USA. Vigneau, L., Humphreys, M. and Moon, J., 2015. How do firms comply with international sustainability standards? Processes and consequences of adopting the global reporting initiative.Journal of Business Ethics,131(2), pp.469-486. Wang, D.H.M., Chen, P.H., Yu, T.H.K. and Hsiao, C.Y., 2015. The effects of corporate social responsibility on brand equity and firm performance.Journal of business research,68(11), pp.2232-2236. Winkler, D., 2017. How do multinationals report their economic, social, and environmental impacts? evidence from global reporting initiative data.
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